Consumer Loan Rates

Use our Loan Calculator to estimate your monthly payments.


New & Used Auto*
(Effective: Thursday, May 17, 2012)
Program
 Term
APR
Monthly Payments
per $1000 borrowed
New Autos (2011-2012)
24 months
4.740%
$43.76
36 months
4.740%
$29.85
48 months
4.740%
$22.91
60 months
5.240%
$18.76
Used Autos (2007 or Newer)
(Loans will be made in accordance with values obtained from used car valuation guides.)
 		24 months
6.000%
$44.32
36 months
6.500%
$30.65
48 months
7.000%
$23.95
Used Autos (2006 or Older)
(Loans will be made in accordance with values obtained from used car valuation guides.)
 		12 months
8.000%
$86.99
24 months
8.500%
$45.46
36 months
9.000%
$31.80
*Annual Percentage Rate (APR) and interest rates are subject to change at anytime without prior notice. All NEW Auto rates listed require a 20% downpayment. All USED Auto rates listed will be financed with an 75% Loan to Value (LTV). Rates reflect automatic payment from a Lowell Cooperative Bank account; otherwise add .25%. PLEASE CALL THE BANK FOR THE MOST CURRENT RATE 978-458-4598


Unsecured Personal*
(Effective: Thursday, May 17, 2012)
Program
 Term
APR
Monthly Payments
per $1000 borrowed
Unsecured Personal
 		12 months
11.750%
$88.73
24 months
12.750%
$47.42
36 months
13.750%
$34.06
*Rates reflect automatic payment from a Lowell Cooperative Bank account; otherwise add .25%. Maximum loan amount $3,000.00. PLEASE CALL THE BANK FOR THE MOST CURRENT RATE 978-458-4598



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15 Hurd Street Lowell, Ma 01852 | Main Phone: 978-458-4598

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